Breaking Down the Money Walls
Why I'm Building an AI Driven Financial Tool That Actually Speaks Human
I’ve been quiet lately and had some good reason for it. Lots of things are happening: from preparing to host an AI masterclass for the Algarve Women’s Network community, to starting work on a new very personal project. The AI workshop I will be running on 29th May and it is aimed at business women who want to learn how to use AI automation. Starting with simple social media scheduling tools, to creating an email automation workflow for their clients/subscribers. It’s all about the small wins, the quick simple solutions, without the dread and heavy jargon. I will be co-hosting this event with dear good friend Claudia Olah, an amazing Web3 & Tech marketing leader.
Now moving on to my new personal project, I will disclose more as I work on it. For now I can tell you that it’s an exciting opportunity to be able to work on something so close to my heart: teaching people how to invest. And no, it’s not a course, it’s not a workshop (those will come too), it’s an AI conversational tool to learn all about investing in any market of your choice.
I am still at early stages, but I decided to talk about it as it’s being built, share wins and lessons learned, and keep you involved in my progress.
Let’s start wit the beginning, the WHY!
My WHY has always been about decentralising access, giving the people power over their financial future. The big banks and investment companies have made building wealth way too complicated on purpose. They use fancy words and confusing rules that scare regular people away from investing. When you don't understand something, you're more likely to avoid it completely or pay someone else to handle it for you. This keeps many folks trapped in the cycle of just working for a pay-check without ever building wealth. Meanwhile, the financial experts and wealthy people who know these "secrets" keep getting richer. It's like they've created a special club with a language only members understand, keeping everyone else out and stuck in the rat race of working just to pay bills.
I tried to play their game by starting my own crypto hedge fund, thinking I could beat the system from the inside. But I quickly felt uncomfortable with all the barriers we put up to keep regular folks out. We had these big minimum investments, complicated paperwork, and used technical language that confused people on purpose. The whole setup was designed to seem exclusive and make investors feel special for being "in the club." I couldn't stand that we were doing the same gatekeeping I hated about traditional finance, just with newer technology. Even though crypto was supposed to be about financial freedom for everyone, we were building the same old walls. I realised I was becoming exactly what I had fought against, and that didn't sit right with me at all. I came out, lost all the money but I have no regrets!
There are AI tools out there to help, but most of them miss the mark on what regular investors actually need. They're either too complex with fancy charts and technical jargon, or they just spit out boring market data without explaining what it means for you. What people really want is something like ChatGPT for stock advice, not a confusing dashboard of signals, but a friendly chat where you can ask simple questions like "Should I be worried about tech stocks right now?" or "What's happening with housing markets?" and get clear, helpful answers you can actually understand.
That's why I decided to pivot and build something that feels more like talking to a knowledgeable friend. I want to create a tool that doesn't gate financial advice behind big minimum investments or complicated terms. Instead, it translates the complex world of investing into everyday language and personalised guidance. The goal is to help people feel confident making their own financial decisions without needing a finance degree or paying expensive advisor fees. Breaking down these barriers means more folks can escape the pay-check cycle and start building real wealth on their terms.
Although I will continue to teach women about investing and using AI, my new tool will be friendly to all and focused on investment. I started focusing on women because they've historically been excluded from financial conversations and often feel intimidated by the investment world. But I quickly realised that financial anxiety doesn't discriminate: people of all genders, backgrounds, and income levels feel overwhelmed when trying to understand markets.
Let me be clear: I don’t want to build a trading bot! I am building a bridge between everyday people and the financial world, at their pace, not Wall Street’s pace!
I know what I’m getting into. I’m fighting deep emotional programming. We have been programmed to think:
"Investing is confusing."
"Finance is boring."
"Markets are for experts."
“I need lots of capital to start”
Here is a real life example of conditioning:
Society has this funny way of labelling women as "naturally risk-averse" investors, as if it's some kind of biological trait, when really it's just practical math. When you earn less due to wage gaps or struggle to get funding as a female founder, you've got less money to play with in the first place. It's not that women fear risk, they're just forced to be more careful with their limited resources. Think about it: if you have less disposable income after paying bills, of course you'll think twice before putting money into investments! The system sets women up to be more cautious by giving them smaller financial cushions, then turns around and uses that forced caution as an excuse for why women "shouldn't bother" with investing. It's a clever trick that keeps many women out of wealth-building opportunities while making them think it's their own fault for being "too careful."
If it wasn’t for Bitcoin, I would have never learned how financial world works, how skewed and heavily biased it is. I’ve been on the trenches of learning, earning, losing and starting over for a decade now and I understand the pain of starting from nothing, worrying how I’m going to earn and pay my bills as a fresh immigrant to the UK, dreaming to make money so my children don’t have to suffer the same struggles but feeling too stupid or too poor to invest.
I’m building a tool that walks this delicate balance between honesty and encouragement. I'm not selling magical overnight wealth or promising you'll be the next Warren Buffett by Friday. But I also understand that humans need quick wins to stay motivated. That's why I’m looking to design it to give you those "aha!" moments right away. Like finally understanding what a P/E ratio actually means in plain English, or seeing how a small change in your savings rate dramatically changes your future outlook.
Why I need your help!
I am not a coder so I will rely heavily on AI and my smarter half 😉 to build this, but I also want your input. I want you to tell me your pains, your ideas, what you want to learn. I want my community to be my first users, my testers.
Instead of building something in a fancy office tower and then pushing it on people, I'm starting with you, real people with real money concerns.
What keeps you up at night about money?
What financial terms make you want to close the browser tab immediately?
What would actually help you take that first step?
Maybe you're overwhelmed by all the investment options out there. Maybe you've tried learning before but got lost in the jargon. Maybe you just want someone to tell you in plain language if you're on track for retirement without making you feel judged. Your struggles and questions aren't flaws, they're the exact thing I need to build something truly helpful.
By turning my early users into collaborators, we can create something that actually solves real problems instead of what some finance bros think your problems are. This is more than about making a product, it's about building a community where financial knowledge flows freely without the gatekeeping.
So tell me: what would make you feel like you've finally found a financial tool that actually gets you?
Leave a comment, reply to this email, or send me a direct message and build it together.